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News, Events, Tips and Resources

When is it a Mistake to Re-finance?

by The Jamison Team on 08/15/16




Many homeowners make the mistake of thinking re-financing is always a viable option. However, this is not true and homeowners can actually make a significant financial mistake by re-financing at an inopportune time. There a couple of classic example of when re-financing is a mistake. This occurs when the homeowner does not stay in the property long enough to recoup the cost of re-financing and when the homeowner has had a credit score which has dropped since the original mortgage loan. Other examples are when the interest rate has not dropped enough to offset the closing costs associated with re-financing.

READ MORE HERE....

Adjustable Rate Mortgage

by The Jamison Team on 08/09/16



The adjustable rate mortgage is a type of loan which will be secured on a home which has an interest rate and monthly payment that will vary. The adjustable rate will transfer a portion of the interest rate from the creditor to the homeowner. The adjustable rate mortgage will often be used in situations where fixed rate loans are hard to acquire. While the borrower will be at an advantage if the interest rate falls, they will be at a disadvantage if it rises. In places like the United Kingdom, this is a very common type of mortgage, while it is not popular in other countries.

READ MORE HERE....

Enjoy Visiting Garage Sales

by The Jamison Team on 07/25/16


One of my all-time favorite ways to spend a Saturday morning is to visit garage sales, probably because I have so many great memories of going to garage sales with my mother and my grandmother. I remember waking up early and eating my breakfast as quickly as I could so that we could get out and explore the many garage sales that were held around our town during the spring and summer.   Read More Here....

10 Tips for Successful Real Estate Property Investment

by The Jamison Team on 07/14/16


Just because real estate prices seem to have hit a temporary ceiling in many countries around the world, that doesn’t mean that profits from property investments are hard to come by.

 Even during a real estate market slowdown, stagnation or depression profits can be made locally and overseas.  This article shows you the top ten tips that real estate investors apply to their property portfolio building strategy to ensure success from their investments.   READ STEPS 1 - 10 HERE....

5 Great Reasons To Refinance

by The Jamison Team on 07/11/16


There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don't always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save you big over the life of your home loan. Take a look below at 5 great reasons to refinance.

Learn more HERE....

A problem called ‘Credit Card Debt‘

by The Jamison Team on 07/06/16



Credit cards are no longer a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards as such.  Read more HERE....

Attention: Sir/Madam... I'd Like to Scam You

by The Jamison Team on 06/27/16



Many people have heard of the "419" scams. The term "419" comes from the Nigerian penal code section of that designation that deals with fraud. Despite a widespread belief that the people who get taken by these scams are greedy and stupid, many are not so. Many believe they are donating to distressed individuals and/or charities. These scams have spread into real estate as well, targeting house sellers and real estate agents. Read more HERE....

Cash is King

by The Jamison Team on 06/15/16


If you understand and follow the basic principle of “Cash is King” you can change your life forever. Your life will be less stressful financially and you will be taking your first major step toward “financial peace of mind”.

“Cash is King” is an easy principle to understand; however it may be difficult to follow. This principle is the key to less stress within your financial life. Many things tell us how to manage our finances and it seems that none of them address the “root cause” of our financial problems. 

The biggest problem is that we live in a world of plastic and for all practical purposes we do not respect or understand the value of cash.

Read more here....

Before You Buy Your Apartment Complex…

by The Jamison Team on 06/07/16


Purchasing an apartment complex as an investment is a fantastic way to watch an asset single handedly generate thousands, even hundreds of thousands of dollars in a very short amount of time!

Read more here....

How Do I Choose A Lender?

by The Jamison Team on 06/04/16



The growing demand for various types loan has led to the increase in the population of lenders in the country. Other than Banks and forms of financial institutions there are private lenders and mortgage brokers. What are the guidelines that a borrower should follow while choosing a lender? The choice of a lender must be such that the borrower gets the best deal while not being cheated. Other than the various acts and rules that the Government has imposed along with the respective state laws, there are certain methods by which a borrower chooses his lender.

Read more here....

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