News, Events, Tips and Resources
Just because real estate prices seem to have hit a temporary ceiling in many countries around the world, that doesn’t mean that profits from property investments are hard to come by.
Even during a real estate market slowdown, stagnation or
depression profits can be made locally and overseas. This article shows you the top ten tips that
real estate investors apply to their property portfolio building strategy to
ensure success from their investments. READ STEPS 1 - 10 HERE....
There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don't always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save you big over the life of your home loan. Take a look below at 5 great reasons to refinance.
Credit cards are no longer a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards as such. Read more HERE....
Many people have heard of the "419" scams. The term "419" comes from the Nigerian penal code section of that designation that deals with fraud. Despite a widespread belief that the people who get taken by these scams are greedy and stupid, many are not so. Many believe they are donating to distressed individuals and/or charities. These scams have spread into real estate as well, targeting house sellers and real estate agents. Read more HERE....
If you understand and follow the basic principle of
“Cash is King” you can change your life forever. Your life will be less
stressful financially and you will be taking your first major step toward
“financial peace of mind”.
The biggest problem is that we live in a world of
plastic and for all practical purposes we do not respect or understand the
value of cash.
The growing demand for various types loan has led to the increase in the population of lenders in the country. Other than Banks and forms of financial institutions there are private lenders and mortgage brokers. What are the guidelines that a borrower should follow while choosing a lender? The choice of a lender must be such that the borrower gets the best deal while not being cheated. Other than the various acts and rules that the Government has imposed along with the respective state laws, there are certain methods by which a borrower chooses his lender.
Read more here....
As you should already know, a home inspection is a key part of the real estate process. Of course, your home inspection is only as good as your home inspector.
Finding a Qualified Home Inspector
If you are considering buying a property, you absolutely
must get a home inspection. What most people don’t realize, however, is it can
also be valuable to retain one before you sell a property to identify any
problems before your accept an offer. Fixing such problems before hand makes a
lot more sense than panicking in the middle of escrow. Read more here....
Getting married is the greatest day for 50 percent of couples. The other 50 percent get divorced. Perhaps the marriage tax penalty has something to do with it.
?Family Values – Hardly
?For all the talk from politicians about family values, it is ironic that the tax code actually penalizes people for getting married. At its heart, the tax code is designed to modify behavior. Deductions and credits are given in areas the politicians wish to promote and taken away in areas considered less positive. Home ownership is viewed as a good thing, so mortgage interest is deductible. Cigarettes are bad, so they are taxed like no tomorrow. If you buy this argument, one must wonder why married couples suffer under the tax code. Read more here....
Financing for commercial real estate is a completely different game when compared to residential mortgage loans. It moves much faster and is much more flexible.